Tag: personalfinancetips

Purchasing your first home is an exciting yet overwhelming milestone, especially in India’s dynamic real estate market. With rising property prices, which have increased by around 7% annually in major…

If you’ve ever taken a loan or purchased something on installments, you’ve likely encountered the term EMI. EMIs (Equated Monthly Installments) are a key financial tool, helping millions manage big-ticket…

When it comes to wealth creation, many individuals seek financial products that offer dual benefits—investment growth along with insurance coverage. A Unit Linked Insurance Plan (ULIP) combines both in a…

When it comes to tax-saving investments, Section 80C of the Income Tax Act, 1961, is the most popular avenue for taxpayers in India. Under Section 80C, you can reduce your…

Are you confused about how to calculate your income tax liability? With multiple income sources, deductions, and tax regimes to consider, the process can feel overwhelming. But don’t worry, understanding…

Freelancing comes with a sense of freedom, but it also brings financial uncertainties that can be tricky to navigate. One month you might be flush with cash, while the next…

Are you thinking about how to secure your financial future once you retire? With so many pension plans available in India, choosing the right one can feel overwhelming. The decision…

Systematic Withdrawal Plans (SWP) have gained traction among Indian investors as a reliable way to generate regular income from mutual fund investments. With over ₹25,000 crore invested in mutual funds…

In today’s fast-paced financial environment, credit cards have transformed from simple payment tools into gateways for rewards, cashback, and exclusive benefits. With over 60 million credit card users in India…

When it comes to investing, the idea of tax-free returns can be incredibly appealing. In India, several investment options not only offer good returns but also come with the added…