Finucation

Every year, as the financial year draws to a close, investors rush to optimize their tax outflows. Among the lesser-known — but incredibly smart — tools in a mutual fund…

Tax-saving season often arrives like a storm — a flurry of forms, investment proofs, HR deadlines, and last-minute panic. But for salaried individuals, smart tax planning isn’t just about avoiding…

In your 20s, retirement feels like a distant sunset — something to deal with later, when life is “more settled.” You’ve just started earning, you’re figuring out expenses, maybe paying…

In the world of personal finance, an emergency fund is often the most underestimated hero. It’s not flashy. It doesn’t give you double-digit returns. It doesn’t get headlines like stocks,…

As the financial year draws to a close, many Indian taxpayers scramble to invest in tax-saving instruments — often within the final weeks of March. Not everybody has hired services…

For decades, the Indian middle class has equated real estate with success — a house of one’s own, a second flat for rental income, or a plot as a long-term…

When it comes to building wealth while saving taxes, most Indian investors find themselves torn between three popular contenders — Public Provident Fund (PPF), Equity Linked Savings Scheme (ELSS), and…

As the financial year draws to a close, one of the most important money decisions for Indian taxpayers is choosing the right tax regime. With the New Tax Regime (NTR)…

In today’s rapidly evolving financial landscape, digital payment systems play a critical role in global commerce. Four notable players—UPI (India), Pix (Brazil), UnionPay (China), and Mir (Russia)—have significantly influenced how…

When Finance Minister of Indian Mrs. Nirmala Sitharaman stepped up to present the Union Budget 2025-26, the stakes were high. With an economy recovering from global headwinds and domestic challenges,…