Finucation

Did you know that according to a recent survey, only 27% of working Indians have a retirement plan in place? This is a worrying statistic, considering that the average life…

Emergencies can strike at any moment, and being unprepared can have severe financial consequences. In fact, according to a survey conducted by the Reserve Bank of India, only 48% of…

Retirement planning is often not given the attention it deserves, especially in India. A study conducted by HSBC in 2019 found that only 33% of working-age people in India have…

Investment planning is crucial for anyone looking to achieve financial stability and growth. According to a recent survey, only 35% of Indians invest in any form of financial asset. Even…

Are you financially prepared for unexpected expenses? According to a recent survey, only 32% of Indians have an emergency fund that can cover six months’ worth of living expenses. This…

When it comes to managing finances, budgeting is an essential tool. A budget helps you track your income and expenses and can give you a clear picture of your financial…

We all have either bought our dream home or plan to buy one soon…for most it’s a high priority goal. So, with every big life goal there’s always sacrifices to…

According to a recent survey, only 29% of Indians have a financial plan, while 62% of them have no retirement plan. This highlights the need for adopting financial habits that…

Planning for big life events and expenses can be daunting, especially in a country like India, where traditional expectations and cultural norms often dictate the scope and scale of these…

A “Return of Premium Term Plan” – pays back all your premiums at the end of the period, whereas the plain term plan doesn’t return back anything. We have all…